Understand the basics
Explore saving, owning part of a business, lending, and funds through simple examples.
Understanding Investing
Ages 9–1312 lessonsLearn at their pace
Help your child make sense of money.
What does investing mean? How can money grow—or lose value? Friendly examples and hands-on activities help your child explore the answers, using make-believe coins.
Start with just $1. One lesson to keep. No automatic subscription. Explore all 12 lessons ↓
Everything for this course, in one place.
Videos, guided activities, and a place to think things through. No extra AI purchase.
SMALL STEPS. USEFUL DISCOVERIES.
What your child will explore
Look beyond the big promise
Work out how changing prices, fees, and risk can affect what someone keeps.
Ask better questions
Compare offers, explain a choice, and know when to ask a trusted adult for help.
START WITH SOMETHING SMALL — $1
Their first lesson
Every Coin Has a Job
Your child gives three coins different jobs and considers when each one will be needed. It is a small, practical starting point for understanding saving and investing.
They finish with
Three coins given three jobs, and the question that decided each one
The whole course is 12 lessons for $9.99, and your $1 counts toward it.
Explore the $1 starting optionGUIDANCE, WITH ROOM TO TRY
A lesson is more than a video.
Watch with Pip
A guided explanation introduces the idea and shows what to try.
Have a go
Explore examples, work through an activity, and explain their thinking.
Make it theirs
Keep their work and talk about what they discovered with you.
WHAT THEY WORK TOWARD
A money notebook they can explain to you.
Worked examples, questions to ask, and a five-part practice plan. In the final lesson, they revisit that plan after a difficult year and explain what they would reconsider.
A Learning Investor Notebook: twelve worked examples and a plan they can defend
TAKE A LOOK INSIDE
One clear step at a time.
12 lessons. Open any lesson below to see what they will do.
01Every Coin Has a JobExplore three jobs for money and why the date you need it matters.
Three jobs a coin can do, and the one question that decides which — asked before anything is explained.
They finish with: Three coins given three jobs, and the question that decided each one
02Owning a Piece of ItLearn what it means to own a small part of a business.
A receipt and a certificate look like paperwork. Only one of them makes you an owner — and owning is smaller than it sounds.
They finish with: An ownership card: what the holder owns, how a benefit could arise, and one uncertainty
03Lending It OutCompare owning with lending, and look at the promise a lender receives.
The other thing you can do with coins. There is a promise attached, which sounds safer — and a promise is only as good as whoever made it.
They finish with: A lending card: what is owed, what arrives, and what could go wrong with it
04A Basket of BothDiscover how a fund can hold a collection of different investments.
One thing you can buy that holds lots of things. Useful, ordinary, and absolutely not magic.
They finish with: A fund card: what is inside it, and what its value depends on
05Up, Down, and Not Sold YetWork through changing prices and the difference between value and cash received.
A price on a tag is not coins in your hand — and that gap is where most arguments about money come from.
They finish with: Three worked price paths, with the gain or loss on each and whether it was sold
06Growth on Top of GrowthTry simple growth calculations—and see how a fall changes the result.
Two tens do not make twenty. Find out where the extra coin comes from — and then watch the same trick work in reverse.
They finish with: Two paths side by side: what growth did, and what the child put in
07What Else Could Happen?Ask what could go wrong before choosing what to do with money.
Every advert shows you two cards. This lesson is about the third one, the one nobody laid on the table.
They finish with: Two questions to investigate before deciding, written against a real goal
08All In One PlaceExplore what spreading money out can help with, and what it cannot prevent.
Three businesses, one beach. Counting the names is not the same as spreading the risk — and spreading it does not make losing impossible.
They finish with: One portfolio annotated under two different events, with what spreading did and did not change
09The Same Coins, Fewer KitsSee why a bigger pile of coins might buy fewer things.
Your pile got bigger and it buys less than it did. Nothing was stolen. This is the one nobody explains to children.
They finish with: A pile that grew and bought less, worked out in whole art kits
10The Bit They Do Not Say Out LoudCompare two offers after taking their fees into account.
A small charge, taken quietly, every time. Here is how to find it and what it does to a number that looked fine.
They finish with: Two offers with the same headline and different after-fee results
11GuaranteedLook behind the word “guaranteed” and name what still needs checking.
One word, doing an enormous amount of work. Here is the calm, unexciting way to check it — and why a beautiful advert proves nothing at all.
They finish with: Two offer cards compared, with the missing fact named and a question for a trusted adult
12Your Plan, and What Could Go Wrong With ItBuild a practice plan, test it against a difficult year, and revisit the reasons.
Eleven lessons, five parts, one plan — and then the thing nobody plans for happens, and you find out whether your reasons still hold.
They finish with: A five-part plan, a downturn survived, and one claim about investing they would now question
See all 24 skills covered
- Asking when the money is needed before asking what it could become
- Telling saving and investing apart
- Telling a customer apart from an owner
- Saying what an investment actually is, before saying what it might be worth
- Telling owning apart from lending
- Hearing the difference between a promise and a guarantee
- Looking inside a thing before judging it
- Refusing to treat a wrapper as a guarantee
- Separating what something is worth from what you have received
- Working out a gain or loss including payments
- Naming which amount a percentage is being taken of
- Telling your own contributions apart from actual growth
- Asking what else could happen before deciding
- Separating what you are willing to lose from what you can afford to lose
- Asking what a set of investments all depend on
- Saying what diversification does not do
- Judging money by what it buys rather than by the number
- Checking a bigger number against what it is being compared to
- Finding the charge before comparing two offers
- Working out what is left after a fee
- Naming what a claim has left out
- Slowing down when something is loud and in a hurry
- Building a decision out of stated reasons
- Checking whether your reasons still hold when the news is bad
IS THIS THEIR NEXT ADVENTURE?
Made for ages 9–13.
For curious children who are starting to ask how money works. The course introduces ideas step by step, with simple arithmetic and space to work things out.
Start together, follow their curiosity, and give them time to try things out.
TOOLS, SAFETY & PRIVACY
Designed for kids. Clear information for parents.
- One family account, set up by you.
You pay, then choose a password. Your child signs in with a first name and, if you want, an age range you pick from a short list. Never a surname, date of birth, school, address or photograph.
- You can see everything they make.
Their answers, notes and activities are in their portfolio, open to you whenever you are signed in. Ask us and we will show you everything we hold, delete all of it, or stop collecting more.
- Nothing is used to train anything.
What they type and make is kept so a person can review it for safety. It is not used for advertising, profiling, or training any model. No advertising cookies and no third-party trackers run anywhere your child goes.
- Kept while you are with us, then gone.
Creations and portfolio stay while your account is open and for 30 days after you close it. Safety logs are kept for 12 months. If we ever change what we collect, we email you first.
The full detail, in plain words: our privacy policy.
A FEW THINGS PARENTS ASK
Good questions. Clear answers.
Will my child use real money or get investment recommendations?
No. The course uses fictional coins, companies, and funds. There are no real investments, brokerages, or trading accounts. Growth rates are practice numbers, not promised returns. It never asks about your family’s finances. Finishing the course does not mean a child is ready to invest real money independently.
Does my child need any experience with AI?
No. Each lesson explains the idea with examples before the activity, and nothing asks them to operate an AI tool — the course is about understanding, not driving one.
What exactly does Lesson 1 include?
A complete lesson — the video with Pip, its activity, and three coins given three jobs, and the question that decided each one. It is the first of 12, and the rest of the course builds on it.
Is the $1 lesson a subscription?
No. It is one payment of $1 for Lesson 1, yours to keep and replay. Nothing renews and there is nothing to cancel. Only the membership renews, monthly, and only if you choose it.
Do we need other AI tools or paid accounts?
No. This course’s videos and interactive activities are inside CreatorKids. You do not need to buy an AI tool or open an outside AI account.
Can we use it on an iPad or tablet?
Yes. It runs in the web browser with nothing to install, on a laptop, Chromebook or tablet; a larger screen gives the activities more room.
Does a parent need to sit with them?
You handle the purchase and the two-minute set-up. After that the lessons are written for a child to follow on their own, at the pace of the video, with a trusted adult nearby for questions. Some activities invite a family conversation, and the end of the course is something they will want to show you.
What happens if we buy the full course later?
Your $1 buys Lesson 1 to keep and replay. Nothing renews automatically. If you choose the full course later, that payment is credited and the upgrade is $8.99.
Which purchase is right for our family?
Start with one lesson for $1, buy this whole course for $9.99, or choose library access for $19.99/month. The first two are one-time purchases. Membership renews monthly until you cancel.
Is there an annual membership?
Yes. The yearly option is $149/year for the same library access. You can compare it with the monthly option on the membership page. Membership access continues through your paid period if you cancel; separately purchased courses remain yours to revisit.
Does my child need to finish on a schedule?
No. Lessons are self-paced. Pause for an activity, replay an explanation, and come back when it suits your family. A course you buy outright is yours to keep; membership access lasts while subscribed.
Something else on your mind? Ask us.
THEIR NEXT “LOOK WHAT I DID” MOMENT
See where one lesson takes them.
Begin with $1, choose the whole course, or explore together with membership.
First lesson: one payment. No automatic subscription.